MedTech-insurance’s overarching mission is to provide validated software solutions to optimize employee health, work place integration and safety, as well as cost-efficiency and productivity. Best practice for today’s leading innovative companies.

Developed by a team of experienced physicians, occupational therapist, and certified Human Resource senior consultant culminating a total of over 60 years experience, MedTech-insurance ’solutions delivers expert recommendations for best practices.

A word from the CEO  

Christian Lamarre, MD, FCFPC(em), FACEP, FAAFM

As an emergency room and family medicine physician with 25 years of experience in the US and Canada, I certainly have had to interact frequently with the insurance industry on behalf of my patients. However, I was never directly impacted until my father, himself a retired physician, was denied travel insurance coverage 5 months after a successful pacemaker implantation.

The only reason provided to this otherwise healthy person was that his trip was scheduled within 6 months of his surgery. Ironically, his new pacemaker made him an even lower risk traveller than prior to his surgery! Paradoxically, a hypothetical traveler with the same procedure but with low heart function would be granted coverage at 7 months despite being a much higher risk.

As an MD, I would therefore like to share my opinion that insurance companies across the world may be currently mis-pricing policies and inaccurately assessing short-term risk of an event for pre-existing heart condition.

Demand for travel insurance as well as premiums and denials are increasing significantly due to greater demand from aging baby boomers with underlying medical conditions.

This unfair and arbitrary approach to travel insurance led me and cardiologist, Dr. Ian Paterson, to develop an evidence-based, technology-driven calculator of short-term medical risk. A more accurate assessment of risk would allow insurance companies to gain market share by increasing the number of potentially insurable travelers while simultaneously reducing payouts arising from medical claims.

We further believe Insurance companies adjusting their underwriting criteria such as we are proposing with evidence-based tools such as the one we have developed would have a competitive market advantage for better selecting insurable clients while statistically lowering their risk. As loss ratios reduce, travelers would also benefit, not only from insurability for earlier travel, but also in the long term with lower premiums.

We also think fewer insureds would be tempted to misrepresent their health at time of application or otherwise avoid getting their checkup before leaving the country for fear of having their condition considered pre-existing.

Furthermore, MedtechInsurance was conceived for the efficient flow of information between subscribers, insurance companies, and treating physicians in a secure manner, protecting privacy.

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